$250k+
Average Ticket Size
24-72h
Funding Speed
2-12 Mo
Flexible Terms
Are we a match? Check our minimum requirements.
2 Years
In Business
$300k+
Monthly Revenue
620+
FICO Score
$25k+
Avg. Daily Balance
Our Process
We've removed the bureaucracy of traditional banking. Our proprietary underwriting model focuses on real-time cash flow and asset value, not outdated paperwork.
Apply
10-minute digital application. Connect your accounts securely for instant data verification.
Underwrite
Data-driven decisions in hours, not weeks. We value assets, not just credit score.
Fund
Same-day wires for approved files. Capital ready to deploy immediately.
Trusted by American Businesses
"Traditional banks laughed at our growth projections. Parx looked at our actual contracts and funded us in 48 hours."
Michael R.
Construction, TX
"We needed inventory for the holiday rush. The process was completely digital and the capital was in our account the next morning."
Sarah L.
Retail E-commerce, NY
"Institutional underwriting without the institutional speed bumps. They understood our medical receivables immediately."
Dr. James K.
Healthcare, FL
Institutional Discipline.
Fintech Speed.
Asset-Backed Security
We structure deals around collateral and cash flow, providing stability for both borrower and lender.
No Equity Dilution
Retain full ownership. Our debt capital fuels growth without requiring you to give up a seat on your board.
Institutional Discipline
Our team comes from top-tier investment banks. We bring rigor, transparency, and professionalism to private credit.
PARX delivered when the banks stalled. They understood our asset value immediately.
CFO, Major Logistics Firm